Citi Simplicity Credit Card Application Guide at www.citi.com

The Citi Simplicity Credit Card from Citi Bank attracts consumers who are looking for a long-term Balance Transfer Credit Card or planning to make a huge purchase. The Citi Simplicity Credit Card offers 0% intro APR on balance transfer for 21 months from the date of the first transfer and 0% intro APR on purchases for 12 months from the day of account opening. The Citi Simplicity Credit Card doesn’t offer rewards or cash back, you can actually use it as your debt payoff instrument.

In this article, we will provide a brief idea of the Citi Simplicity Credit Card application process, login procedure, the registration process for online account access, bill payment, and more. In short, this article can be your on-screen guide for the Citi Simplicity Credit Card.

Table of Contents

Citi Simplicity Credit Card Overview

A long-term 0% Intro APR for balance transfer and purchases.
After the 0% APR Intro Promotion has slipped by individuals will be charged 15.49% to 25.49% on the balance transfer forthcoming using a credit card value
No annual fee.

Citi Simplicity Credit Card Rates:

Regular APR is 14.74% to 24.74%
Purchase Intro APR is 0% for 12 months on Purchases from the day of account opening.
Intro APR is 0% for 21 months on Balance Transfers from the date of the first transfer. 18.49% – 29.24% variable APR thereafter.
The annual Fee is $0
The balance Transfer Fee is either $5 or 3% of each balance transfer, whichever is higher on the transfer completed within 4 months of the account opening. And thereafter, the balance transfer fee will be either $5 or 5% of the amount of each transfer, whichever is higher.
Cash Advance is either $10 or 5% of the amount of each cash advance, whichever is higher.
Foreign Transaction Fee is 3% of the amount of each purchase in U.S. dollar
No Late fee.

Citi Simplicity Credit Card Application Process:

So, if you are willing to apply for a Citi Simplicity Credit Card, follow the instructions here:

First, you need to visit the Citi Simplicity Credit Card portal home page. The URL for the website is citi.com/credit-cards/citi-simplicity-credit-card
Then click on Apply now button on the left-hand side of the page.

When the page appears, you need to provide a few of your personal and financial information there.
Enter your first name, middle name (optional), last name, suffix (optional), SSN, and date of birth. Then Select the answer ‘Are you a U.S citizen?’
Provide your address, phone, and email in the given spaces.
Provide the amount of your total annual income, monthly mortgage, or rent payment. Click the box if you want to add an authorized user to the account.
Create a security word. For that, select a word hint from the drop-down and then enter the security word.
Read the terms and conditions carefully and check the box to agree with the terms.
Check the box to agree with the paperless terms and conditions check the box.
Then click on the ‘Agree and submit’ button.

Citi Simplicity Credit Card Activation

Once you receive your Citi Simplicity Credit Card, you need to activate the card to get started with it. For that, here is the step-by-step guideline:

To activate your Citi Simplicity Credit Card, visit the Citibank Simplicity Credit Card webpage citi.com/simplicitycard/activate
When the web page opens, you will find the ‘Sign On’ button at the top right-hand corner of the page. Click on the ‘Sign On’ button and you will be redirected to the login page.
Once the page appears, click on the ‘Activate’ link below the ‘Sign On’ button at the right-hand side of the page.
You will be redirected to the activation page and enter your card number. Then Click on the ‘Continue’ button.

Register for Citi Simplicity Credit Card Account

To log in to your Citi Simplicity Credit Card account online, you need to register your card for online access. For that, follow the instructions stated below:

Visit the portal by using the URL citi.com/credit-cards/citi-simplicity-credit-card
By clicking the Sign On button at the top right-hand side corner of the page, go to the login section.
Click on the ‘Register’ link and you will be redirected to another web page.
Enter your Citi Simplicity Card number and click on the ‘Continue Set Up’ button.
Follow the upcoming on-screen instructions to complete the registration of your card.

Citi Simplicity Credit Card Login Guide

After finishing the activation and registration of your Citi Simplicity Credit Card, you are all set to log in to your card account. Here are the steps you need to follow to login:

Visit the URL citi.com/credit-cards/citi-simplicity-credit-card
Click on the ‘Sign On’ button at the top right-hand side of the page.
Enter your User ID and Password. Check the ‘Remember me’ box if you want to save your login credentials on that particular device.

Click on the ‘Sign on’ button and you will be logged in to your card account.

Recover Citi Simplicity Credit Card Login Details

If you forget your Citi Simplicity Credit Card login details, do not worry. Recovering them is just a click away.

To reset the login information, visit the webpage citi.com/credit-cards/citi-simplicity-credit-card
Once the page opens, click on the Sign-On button. Then you will be redirected to the login page.
On the login section, click on the ‘Forgot user ID/Password’ link under the ‘Sign On’ button.
Select the action you want to proceed with such as ‘Forgot User Id’ or ‘Forgot Password’.
Then enter your Citi Simplicity Credit Card number to verify your identity and follow the on-screen prompts accordingly.

Citi Simplicity Credit Card Payment Guide

once you start using your Citi Simplicity Credit Card, you need to pay your monthly bill on time to maintain a good payment record. Citi Bank offers multiple options for bill payment. Here are the guidelines for all the payment methods. You can choose any according to your convenience.

City Simplicity Credit Card Bill Payment by Autopay

If you choose the AutoPay option to pay your monthly bill, the amount will automatically be debited from your bank account on a scheduled day and will be credited to your credit card account. To pay your bill by AutoPay, follow the steps below:

For the autopayment, visit the web address citi.com/credit-cards/citi-simplicity-credit-card
Then Sign On to your card account online.
Once you are logged in to your account, set the payment.

Citi Simplicity Credit Card Bill Pay by Phone

You can even pay your Citi Simplicity Credit Card bill by phone. For that, you need to call on Citi’s toll-free number 1-800-950-5114 and follow the prompts. Before you start the call remember to get your bank account number, your bank’s routing number, and your Citi Simplicity credit card number handy.

Citi Simplicity Credit Card Bill Pay by Mail

Also, you can your Citi Simplicity Credit Card monthly bill by mail. For that, you need a paper check from your bank account and write the amount you are going to pay, your credit card number and send it to the address below:

P.O. Box 9001037

Louisville, KY 40290-1037.

Express or Overnight Payments:

6716 Grade Lane Building 9,

Suite 910 Louisville, KY 40213.

Citi Simplicity Credit Card Bill Pay in Person

You can pay your Citi Simplicity Credit Card monthly bill in person also. For that, follow the steps below:

Visit the Citibank Simplicity Credit Card portal. The web address for the portal is citi.com/credit-cards/citi-simplicity-credit-card
At the top right section of the page click on the ‘ATM/Branch’ button.
Next, enter your location and click on the search button.
Or you can check the already suggested places and the map.