Total Visa Card is an unsecured credit card, issued by the Bank of Missouri in accordance with Visa U.S.A Inc. For Those Who are having bad/poor credit Total Visa Credit Card can be an option. Moreover, the Total Visa Credit Card is an unsecured card so, you don’t have to make any security deposit.
If you are new to credit or trying to rebuild your credit, you are in the perfect place. In this article, we will provide all the necessary information about Total Visa Card and along with that we will provide a step-by-step guideline regarding how to apply for the Total Visa Card, how to activate a Total Visa Card, bill payment procedure for this card, the rates& fees of Total Visa Credit Card and many more.
Total Visa Unsecured Credit Card Highlights
- For individuals with bad/poor/no credit.
- Doesn’t require a security deposit.
- $89 program fee for account opening.
- $75 annual fee for the first year; thereafter $48 per year.
- No rewards are offered with this card
Accept Total Visa Unsecured Credit Card Mail Offer
Did you get any mail offers from Total Visa Unsecured Credit Card? Here is how to accept the Total Visa Card mail offer with the Reservation Code.
- Visit Totalvisacard.com/apply
- Once the page appears, you will see the ‘Accept mail offer’ button at the top right-hand side of the page.
- Click on the button and you will be redirected to the next page.
- Enter the ‘Reservation Code’ and click on the ‘Continue’ button.
- Follow the on-screen prompts to complete the application.
- In case you don’t have the reservation code handy, check your mail offer. There you will find your 9-digit reservation code.
Apply For the Total Visa Unsecured Credit Card:
If you didn’t get the Total Visa Card mail offer yet, you can apply for a Total Visa Unsecured Credit Card online. For that, follow the steps below:
- Visit totalvisacard.com/apply
- You will see the ‘Apply Now’ button at the center left-hand side of the page. Click on the button. You will be redirected to the next page.
- Enter your first name, middle name, last name, suffix, email address, verify email address, street address, address line 2/ Apt, city, state, ZIP Code, home phone, mobile phone in the given spaces.
- Select ‘Yes’ or ‘No’ for the question, ‘Do you have an active checking account?’
- Choose Your Card Design. If you choose a premium design, you will be charged $6.95.
- Click on the ‘Apply now’ button.
Activate Total Visa Unsecured Credit Card
Once your Total Visa Card application is approved, you need to pay your program fee or activate the card. Here is how to do that:
- Visit totalvisacard.com/activate
- you will see the ‘Activate Your Card’ button, at the top right-hand side of the page. Click on the button.
- On the next page, enter your date of birth, application ID or email address in the respective fields.
- Click on the ‘Submit’ button and follow the prompts.
Also Read:
Activate and Login your GreenDot Platinum Card Online
Apply and Register your Polaris Credit Card Online
How to Pay Total Visa Unsecured Credit Card Program Fee
Before start using your Total Visa Credit Card, you need to pay your Program Fee. For that, follow the steps below:
- Visit totalcardvisa.com
- At top of the page there ‘Pay program fee’ button. lick on the button.
- Enter your date of birth, application ID or email address.
- Now click on the ‘Submit’ button.
- Follow the on-screen prompts.
Total Visa Unsecured Credit Card Bill Payment by Auto Pay
Once you start using your Total Visa Unsecured Credit Card you need to pay your monthly bill within the due date to maintain a good credit history. Total Visa Credit Card offers multiple ways of bill payment. You can pay your bills by Autopay, for that follow the steps below:
- Log in to your Total Visa Credit Card online account using your web browser or Total Visa mobile app.
- Click on the ‘Payment’ option and select the ‘Autopay’.
- Add your bank account number and Bank’s routing number. Total Card will automatically debit the payment amount from your linked bank account on the scheduled date.
- To pay your program fee over the phone, call (877) 480-6988.
Total Visa Unsecured Credit Card Bill Pay by Mail Address
You can send your Total Visa Credit Card payment by mail. To make the payment use your bank check or buy a money order. Add your credit card number and send it to the address below:
Total VISA.
P.O. Box 84930.
Sioux Falls, SD 57118-4930.
Total Visa Unsecured Credit Card Frequently Asked Questions
How will I get to know about my Total Visa Credit Card approval?
Once you have submitted your online application for a Total Visa Credit Card, usually you will get to know the decision within a few minutes. In some cases, the issuer may require more information from you. You will get an email or pending application letter with directions for the further move.
Where can I use my Total Visa Credit Card?
You can use your Total Visa Credit Card everywhere Visa card is accepted.
Can I add one or more authorized users to my account?
Yes, you can add an authorized user to your account. For more information, you can call the Total Visa Credit Card customer service.
Can I pay my program fee in 3 monthly payments?
Yes, you can choose to pay your program fee in 3 monthly payments, but your Total Visa Credit Card will be activated only after the entire $89.00 program fee is paid.